Eco-Friendly Financing

A new heating or cooling system should not have to wait until it is convenient. Through Travis Credit Union's Eco-Friendly Loan, you can finance a system replacement or ductwork upgrade with fixed rates as low as 6.49% APR* and get comfortable now.

Apply Today (916) 616-3115

Why Finance Your HVAC System

Predictable Monthly Payments

Know exactly what you owe each month. No surprises, no balloon payments, just a fixed amount that fits your budget.

Fast Credit Decisions

Apply online in minutes and get a credit decision quickly, so you are not left waiting to move forward with your project.

No Prepayment Penalties

Pay off your balance early anytime without fees. You are in control of your repayment from day one.

Eco-Friendly Financing Through Travis Credit Union

Comfortable HVAC Services has partnered with Travis Credit Union to give you a straightforward way to finance your next HVAC installation or replacement. Their Eco-Friendly Loan is a dedicated program for energy-efficiency home upgrades, and the work we do, from full system replacements to ductwork, falls squarely within what it covers. The application takes just minutes to complete online.

Whether you need a full system replacement, a new mini split, a furnace installation, or a ductwork upgrade, financing lets you move forward without draining your savings. No property lien or equity is required, and you can finance with zero down.

Apply Today

6.49% APR*

Fixed rates as low as

$1,000-$50,000

Loan amounts

Up to 180 Months

Loan terms

Benefits

Fixed rates as low as 6.49% APR*
No property lien or equity required
Finance with zero down payment
Covers HVAC installations, replacements, and upgrades
No prepayment penalties
Fast online application through CUDL

*6.49% APR requires a 36-month term. Rates vary based on credit history and underwriting factors. Borrower must provide a valid purchase order or invoice for the qualifying project. Subject to credit approval and Travis Credit Union membership and account qualifications. Travis Credit Union is federally insured by NCUA.

How It Works

Get a Free Estimate

Call us or book online. We come out, assess your system, and walk you through all your options with honest pricing before any work starts.

Apply for Financing

Use our Travis Credit Union link to apply online for the Eco-Friendly Loan. The application takes just a few minutes and you will receive a credit decision quickly.

Get Comfortable

Once approved, we schedule your installation. Pay over time with convenient monthly payments while your home stays comfortable year-round.

Financing Questions

You can finance new AC installations, furnace replacements, full HVAC system replacements, mini split installations, and ductwork upgrades, all of which qualify as energy-efficiency home improvements under Travis Credit Union's Eco-Friendly Loan. If you are unsure whether your project qualifies, just give us a call and we will walk you through it.

Click the Apply Today button on this page. You will be taken directly to Travis Credit Union's application portal on CUDL. The process is online, takes just a few minutes, and you will need a copy of your purchase order or invoice for the HVAC project you are financing.

The Eco-Friendly Loan is a Travis Credit Union product, so applicants must meet their membership and account qualifications. You can complete membership and the loan application together during the online process.

Travis Credit Union may perform a credit inquiry as part of the application process, which can have a temporary effect on your credit score. This is standard for any credit application. We recommend checking Travis Credit Union's terms on the application page for the most current details.

Yes. There are no prepayment penalties, so you can pay off your balance early at any time without any additional fees.

Costs vary by system type, size, and installation complexity. Our diagnostic starts at $49 and we provide a full written quote before any work begins. You can also use our online instant estimate tool to get a ballpark figure in under two minutes.

We run seasonal promotions throughout the year. Contact us directly at (916) 616-3115 to ask about current offers and whether any apply to your project.

Ready to Get Comfortable?

Call us or apply for financing today. We will get your system quoted, scheduled, and installed fast.